$45 per person, $35 for ages 65+  registration required

New York DMV allows motorists to take a defensive driving course for not only traffic point reduction but also a 10% car insurance discount. This rate decrease is mandatory and will last you 3 years. All you have to do is take the defensive driving course and present the certificate of completion to your insurance company.
Further information available: dmv.ny.gov/tickets/reduce-insurance-premium